High School and College Graduates! You can have $1.2 million to $4.4 million without debt or job! PDF Print E-mail
Written by Prof. Paul Douglas Katchings   
Monday, 16 May 2016

Good money news for High School and College Graduates!

A new study says $1.2 million to $4.4 million can be available today inside of a group


*By Professor Paul Douglas Katchings

All Rights Reserved May 3, 2016


There is no debt or jobs used in this study. Necessary arithmetic proof are included so patience please! Although the numbers below are based on annual incomes of $40,000 to $147,000 anyone with just $100 monthly can have access to $40,000 or more per $100. The individuals choose how much money access based what they can afford within a group.


To determine the lifetime values for each education level the Data Scientist starts with the US per capita of $1 to $147,000 annually. Each individual has his or her own per capita earnings based on a lifetime of acquiring commercial educational skills. The producers of these productive lifetime calculations use 30 years for this analysis.


  1. High school graduates can expect, on average, to earn $1.2 million
  2. Those with a bachelor's degree, $2.1 million
  3. People with a master's degree, $2.5 million
  4. Persons with doctoral degrees earn an average of $3.4 million
  5. Those with professional degrees do best at $4.4 million.



The data in the above list comes from actuarial science used mostly in the insurance industry. Actuarial science tells us with exacting accuracy what ‘risk’ will occur over large groups and over an extended time. 


*The impetus for the $1.2 million to $4.4 million determination of the actual equity value for the 153,821,976 American Citizens based on their average incomes is made by using the newly discovered Katchings Equity>Debt Law. The Katchings Equity>Debt Law proves that equity is up to 10,000 times more powerful than debt.


*Katchings Equity>Debt Law


Equity: A/B=C

Debt:  D*E=F


C/F = 10,000 to 1


All Rights Reserved



Click here This e-mail address is being protected from spam bots, you need JavaScript enabled to view it  to get your copy of the study. It is completely free and comes without any obligation other than Giving Copyright Credit when passing or quoting.


*To remains a Trade Secret under the Defend Trade Secrets Act of 2016 (DTSA) until first US Publicly Listed Company use


Professor Paul Douglas Katchings

Economic Advisor to Equity Score® LLC (Utah)

President of Skills31Teams.com



Last Updated ( Sunday, 10 July 2016 )
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